CASH FLOW VISIBILITY SOFTWARE

Direct cash flow visibility shows how cash actually moves day by day using real transactions such as invoices, payments, and bank balances. Indirect cash flow planning infers cash from financial statement assumptions and is typically aggregated and period-based, making it less useful for short-term liquidity decisions. 

FP&A tools are designed primarily for budgeting, forecasting, and scenario planning at an aggregated level, often focused on monthly or longer-term periods. Cash Management is built to work directly with cash flow documents, bank balances, and short-term projections, providing daily and near-term visibility that is not the primary focus of FP&A planning models. 

Using Cash Management alongside FP&A gives you clear, short-term liquidity visibility while FP&A continues to support longer-term planning and performance management. Together, they cover both near-term cash control and broader financial planning without overlap.

ERPs are built to record transactions, not to manage short-term cash visibility. Cash Management builds on ERP data to provide daily cash views, near-term forecasts, and cash-focused analysis without heavy customisation or ongoing consulting costs, while also supporting workflow tracking to keep cash activities on schedule.

Prophix does not manage bank accounts directly. Instead, it imports cash balances and transactions through file imports, data integrations with your ERP or through a connection with Plaid. These imported balances and documents are then used to analyse and project cash flow within the application.

No. Cash Management is not an accounts receivable or accounts payable product. It uses AR and AP information from your ERP as inputs to analyse and project cash flow, but it does not handle AR or AP processes like invoicing, billing, collections, or payments.

No. Cash Management is focused on cash visibility, treasury management or execution. It does not move money, execute payments, sweep cash into short-term investments, or manage bank accounts directly. Instead, it focuses on cash visibility, forecasting, and analysis by using imported information such as transactions and financial documents to help teams understand and plan cash positions.

Cash Management displays actual data (settled transactions), projected data (open documents and manual projections), and balances. This includes beginning balances, inflows, outflows, and ending balances across cash, bank, and investment accounts.

Prophix One Cash Management's bank integrations run through a partnership with Plaid, a globally recognised financial technology company that acts as a secure digital bridge between bank accounts and financial applications. Plaid connects to thousands of institutions. For more details, see their help documentation (Institutions - US and Canada Coverage || Plaid Docs).  

Through Plaid, Prophix provides access to 10K + financial institutions, ranging from traditional banks and credit unions to investment apps and online-only platforms. Prophix does not limit the number of accounts a customer can connect cash management to. Plaid can connect to a broad range of entities including national banks, regional banks, credit unions, investment firms, and digital banks.

Bank integrations will refresh daily in accordance with Plaid’s refresh cadences; this typically occurs up to 4 times a day.

Not currently. Broader global coverage is expected in the future.